Car Insurance Quote – 4 Things That Can Get You Very Cheap Car Insurance Quotes

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Car insurance premiums not only vary from one state to the next, they can even vary within the same state.  You can find differences of as much as $700 in the cost of your annual auto insurance policy.

Insurance agents aren’t legally bound to tell you if there are any discounts that can be applied to your insurance but there are things you can do that could substantially lower the rates you pay for your car insurance.

Higher deductibles

The single quickest and easiest way to lower your insurance premium is to by raising your deductible. You can lower your premiums by 15% to 20% by raising your deductible t o$1,000 or $1,500.

If you do this, think about taking the money you’ve saved and putting it into an account that you’ll use to pay the deductible if you happen to have an accident.

Investigate your car model records

Even if your driving record is unblemished the car you’re about to buy will have a very real affect on how much you pay in premiums.

Cars that are frequently stolen or those with bad crash test ratings will cost you more to insure.  You can save a lot of money when you buy a new car if you use an auto buyer’s guide and compare theft rankings and crash tests.

Use the same insurance company

If you have multiple vehicles, insure every one of them with the same insurance company.  Just about every automobile insurance company offers multi-car discounts.  And you can usually get additional discounts if you insure your home or your life with them as well.

Drive Safely

The best way to lower your auto insurance premiums is by driving safely.

Also, get as many quotes as you can.  It’s easy to do on the Internet and can save you hundreds of dollars a year.

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Source by Mike Irons
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